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TARGUSinfo Announces Partnership with MicroBilt to Fight Identity Fraud in Pre-Screening Credit Applications

Vienna, VA and Kennesaw, GA, Sep 14, 2005

TARGUSinfo, provider of On-Demand Data that helps companies optimize every interaction with consumers, whether it's over-the-phone, online or in-store announced today an agreement with MicroBilt Corporation, a leading online provider of credit information. MicroBilt plans to integrate TARGUSinfo's On-Demand identification and verification services into the CreditCommander.com web site. MicroBilt will incorporate TARGUSinfo's data into its CreditCommander.com prescreening product for credit applications not only to validate consumer information such as phone numbers, names and addresses, but also to verify that the data actually belongs to that consumer. Credit grantors, alarmed by the increase in identity theft, are eager to include authentication tools in a pre-screening environment to fight identity fraud. "Verifying and authenticating the identity of customers early in the relationship helps companies reduce fraud risk, improve operational efficienciesas well as ensure the accuracy of customer information", said Ty Williams, VP of Business Development for TARGUSinfo. "Using our On-Demand Data enables businesses to make intelligent, On-Demand Decisions and verify that applicants are who they say they are. The CreditCommander.com web site offers the industry the best of breed in authentication in a pre-screening environment." "We are hearing from our customers how important it is to have the best available data for identity verification and believe TARGUSinfo offers the most accurate and comprehensive consumer information in the industry", said Ken Hill, President and COO of MicroBilt Corporation. About TARGUSinfo:
Since its founding in 1993, TARGUSinfo has pioneered the development of On-Demand Data to help companies optimize every interactionwhether it's over-the-phone, online or in-store. The result is more effective and productive interaction measured by higher conversion rates and greater buying frequency, as well as greater operational efficiency. The company links virtually every phone number, name and address in North America with additional comprehensive data. Added to this precise core is relevant information such as demographics, phone type, caller location, purchase propensity scores, verification confidence scores, and risk assessment factors to help power On-Demand Decisions. A privately held company, TARGUSinfo is headquartered in Vienna, Virginia. For more information, please visit www.targusinfo.com. Telephone 1-800-6-TARGUS. About MicroBilt:
MicroBilt, a division of Bristol Investments, Ltd., is the leader in credit bureau data access and retrieval, providing credit, collection and data sources. MicroBilt is certified through and provides interfaces with the three consumer bureaus, Equifax (NYSE: EFX), Experian (London Stock Exchange: GUS) and Trans Union and the two commercial bureaus, D&B and Experian Business as well as eFunds Corporation (NYSE: EFD) and Choicepoint (NYSE: CPS). This data access is available via the Internet at creditcommander.microbilt.com, a systems integration tool kit, dedicated terminals and dial-up software. The company also enables web sites to enhance their content offerings by delivering a CreditCommander.com private label site to their established online communities. Credit related insurance services are offered through MicroBilt's licensed insurance group, MicroBilt Assurance Corp. Private company information along with knowledge-based analytical tools and information services is available through Integra Information, a division of MicroBilt. MicroBilt maintains offices in Georgia and New Jersey. For more information, please contact MicroBilt Corporation, 1640 Airport Road, Suite 115, Kennesaw, GA, 30144 or www.MicroBilt.com. Telephone: 1-800-884-4747.

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