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ChoicePoint® and MicroBilt Form Partnership

ALPHARETTA, GA, Nov 08, 2004

ChoicePoint (NYSE: CPS), the leading provider of identification and credential verification services, and MicroBilt, an information provider that helps banks and businesses reduce risk, today announced they have entered into a licensing agreement that will expand MicroBilt's existing information product offerings. Through the new partnership, MicroBilt's clients will gain access to a broader range of data to help prevent and detect fraud, screen potential tenants and verify borrowers' application information such as employment and educational history. "ChoicePoint is delighted to partner with MicroBilt to strengthen MicroBilt's position and offer additional value to its customers," said Quinn Thomas, ChoicePoint vice president - business services. "This relationship will advance ChoicePoint's overall partner strategy of powering industry solution providers with our unique data-driven capabilities while enhancing MicroBilt's existing products with the addition of ChoicePoint's data." MicroBilt plans to integrate ChoicePoint's data into its current online information offerings, through which credit managers, collections companies, banks, financial institutions and other businesses obtain credit data, public records and other publicly available information. "ChoicePoint's comprehensive data provides MicroBilt with the ability to augment the data it provides through CreditCommander.com," said Ken Hill, President of MicroBilt. "Our customers gain the ability to access eviction, criminal, bankruptcies, liens and judgments, and OFAC information, as well as information from numerous other sources now available as a result of the ChoicePoint alliance." MicroBilt's CreditCommander.com solution provides one-stop Internet access and serves as a centralized source for obtaining consumer credit data from Experian, Trans Union and Equifax, and Experian Business reports. Additionally, it provides access to national, state and local criminal records, eviction information, bankruptcies, skip tracing, suits, liens and judgments, UCC filings, driver's license and motor vehicle records. MicroBilt also provides a systems integration tool kit that provides a direct interface for all of the MicroBilt data sources and services. ChoicePoint maintains one of the largest repositories of accessible public record information, with the ability to conduct online searches of billions of current and historical records. Its industry-leading storage capabilities and real-time data access allow authorized users to perform high-speed, targeted searches that retrieve nationwide information on names and aliases, addresses, Social Security numbers, telephone numbers, dates of birth, names and addresses of relatives and neighbors, property ownership, corporate filings, UCC filings, criminal filings, professional licenses and related services. About ChoicePoint
ChoicePoint (NYSE: CPS) is the leading provider of identification and credential verification services for making smarter decisions in a world challenged by increased risks. Serving the needs of business, government, non-profit organizations and individuals, ChoicePoint works to create a safer and more secure society through the responsible use of information while ensuring the protection of personal privacy. For more information, visit the company's Web site at www.choicepoint.com. About MicroBilt
MicroBilt, a division of Bristol Investments, Ltd., is the leader in credit bureau data access and retrieval, providing credit, collection and data sources. MicroBilt is certified through and provides interfaces with the three consumer bureaus, Equifax (NYSE: EFX), Experian (London Stock Exchange: GUS) and Trans Union and the two commercial bureaus, D&B and Experian Business as well as eFunds (NYSE: EFD) Corporation. Bureau data and decisioning is available via Internet web access at creditcommander.microbilt.com, a systems integration toolkit, dedicated terminals and dial-up software. The company also enables Web sites to enhance their content offerings by delivering a CreditCommander.com private label site to their established online communities. Private company information along with knowledge-based analytical tools and information services is available through Integra Information, a division of MicroBilt. Formerly a First Data Corporation subsidiary (NYSE: FDC), MicroBilt Corporation, maintains offices in Georgia and New Jersey. For more information, contact MicroBilt Corporation, 1640 Airport Road, Suite 115, Kennesaw, GA 30144. Telephone: 1-800-884-4747.

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