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MicroBilt Corporation Joins London Bridge Group's BridgeLink eServices Network

Atlanta, GA, Oct 12, 2003

London Bridge Group, a major global provider of intelligent business software and eCommerce solutions, announces that MicroBilt Corporation, a leading online provider of consumer and commercial credit bureau data access, has joined the growing list of leading service providers currently offering services through London Bridge Group's eCommerce network, BridgeLink™, to provide credit reporting services to London Bridge Group's Diamond™ customers. The BridgeLink network is an XML-based technology solution that allows for easy system-to-system integration with service providers offering seamless communication and a bi-directional exchange of information and services. Diamond™ is a web-based, comprehensive loan origination solution providing streamlined functionality for mortgage lenders assisting them from point-of-sale through secondary marketing and post-closing. Credit reporting requests are automatically routed from the Diamond system to MicroBilt's MicroMerge credit reporting system using the strongest available security technologies. All credit results are available for review before being electronically posted to the Diamond database. This connectivity improves the overall efficiency of the origination process by speeding external communication, eliminating error-prone manual processes and reducing costs. "MicroBilt is excited about our new alliance with the London Bridge Group," states Ken Hill, President of MicroBilt. "Our MicroMerge credit reporting product will provide BridgeLink-Diamond mortgage customers with more advanced rules and formatting than most merged reports on the market." "Having MicroBilt as a partner, through our BridgeLink eServices Network, enables our customers to have a fully automated and seamless way of requesting credit reports from the Diamond system," said Reggie Swiney, vice president of product delivery for the Mortgage Division of London Bridge Group. "The end result is a more efficient and effective way of obtaining credit reporting data." MicroBilt's MicroMerge system, in conjunction with Diamond and the BridgeLink network, offer an easy, fast and secure way to process credit reporting requests using the power of the Internet. This connectivity continues to advance the technology of mortgage lending. About MicroBilt:
MicroBilt Corporation, a division of Bristol Investments, Ltd., is the single source and preferred provider of decision critical information that responsibly assists businesses in reducing risk and managing their business. MicroBilt provides online access to consumer and commercial credit bureau data with automated decisioning and collection services. MicroBilt also offers additional data products, which include a basic person search, criminal conviction, bankruptcy, liens, judgments, motor vehicle, employment background and bank history reports at creditcommander.microbilt.com or through a direct interface utilizing their systems integration tool kit. Also, a leader in proprietary financial data and analysis services through their subsidiary Integra Information, subsidiary of MicroBilt, they offer industry benchmarks, norms, valuation data, risk management tools, and other private company financial data that helps companies get the answers they need, when they need them. Another subsidiary, FIData Inc., offers instant online and call center lending solutions. The company also enables businesses to enhance their content offerings by delivering private labeled content or web sites to their established online communities. MicroBilt is certified through and provides interfaces with the three consumer bureaus, Equifax (NYSE: EFX), Experian (London Stock Exchange: GUS) and Trans Union and the two commercial bureaus, D&B and Experian Business. Formerly a First Data Corporation subsidiary (NYSE: FDC), MicroBilt Corporation, maintains offices in Georgia and New Jersey. For more information, contact MicroBilt Corporation, 1640 Airport Road, Suite 115, Kennesaw, GA 30144. Telephone: 1-800-884-4747. About London Bridge Software Holdings plc:
London Bridge Group has over 1200 customers worldwide and provides a comprehensive and unique portfolio of software and eCommerce solutions including Customer and Enterprise Management Software, Intelligent Banking Software, Credit Management Software and Mortgage Lending software. In the world of Mortgage Lending, London Bridge Group offers solutions to streamline and enhance the entire loan process from Origination through Servicing, Default Management and Construction Lending. London Bridge Group has offices in Atlanta, Orlando, Fla., New York, London, Stratford (UK), S. Africa, Australia, Singapore and Germany. The company had revenues in excess of $89 million in 2002, more than 65 percent of which originated in the United States. London Bridge Software Holdings plc is listed on the London Stock Exchange. For additional information on London Bridge Group's products and services, contact Reggie Swiney at 3550 Engineering Drive, Suite 200, Norcross, GA 30092, rswiney@lbss.com, phone 770.810.8204 or fax 770.810.8381. Please visit the company's Web site at www.london-bridge.com or www.bridgelink.com.

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