Identifying Resume Fraud with Adequate Background Checks Brian Bradley | 7/28/2010Background checks are a must in today's business climate more>>> |
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What information is most valuable when performing manual online searches? Collections and Skiptracing Forum | 7/15/2010MicroBilt recently announced our new 'Online Profile Search' tool for collections. What sorts of information do you find to be most valuable when using online tools and social networks to locate people online? Answer >>> |
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Introducing {see}bolt, the online gathering place where you'll find expert advice and real-world support to keep your business thriving. more>>> |
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For information on obtaining access to PRBC Credit Profile Report use our online form or call: 1-800-884-4397
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PRBC Credit Reporting Agency - Payment Reporting Builds Credit
Approximately 50 million Americans have little or no credit history on file with the Experian, Equifax and TransUnion bureaus but earn a steady income and meet regular payment obligations of rent, utilities and recurring bills. These potential creditworthy customers are often denied for credit offerings due to their "thin" or nontraditional credit history and offer your business a significant population of new creditworthy customers. According to GE Money, there is over $40 Billion of profitable business in providing mortgages, auto loans and credit cards to the underbanked using mainstream financial products.
PRBC Consumer Report with FICO® Expansion® Score offers your business the opportunity to tap into a huge market of creditworthy customers by allowing you to use alternative data from the credit reporting agency PRBC to make credit decisions with minimal risk. When you pull a consumer credit report through MicroBilt.com and it comes back with a thin file, no trade lines or a no hit, you can now supplement your information with data from the PRBC Credit Reporting Agency.
Mainstream Opportunity Requires Mainstream Tools
PRBC® ScoreCredit Reporting Agency provides the data and the FICO Score to meet your loan decisioning requirements to profitably serve the underserved. The data from the PRBC Credit Reporting Agency include:
- Traditional and bill payment t Trade Lines
- FICO® Score
- Employment Information
- Bank Account Data
- Property records
- Bankruptcies, Suits, Liens, Judgments, Evictions, Repossessions and Foreclosures
- Address and Phone information.
PRBC Credit Reporting Agency's Consumer Report with FICO® Expansion® Score includes independently verified "nontraditional" payment data to show lenders that your creditworthy customers have paid their reoccurring bills on time.
The PRBC credit bureau is now positioned to become an indispensible counterpart and/or complement in any transaction where a traditional credit report from Equifax, Experian or TransUnion would be used.
Need More Information On The Consumer?
With MicroBilt's nontraditional credit reports, PRBC Credit Reporting Agency's verification services, you can request additional verification of trade lines and receive documentation in as little as 24 hours.
For sales assistance with accessing the data from PRBC Credit Reporting Agency use our online form or call: 1-800-884-4397
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