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Consumers are borrowing at increasingly higher rates than in previous years, an indication of relative stability within the economy. Stingy spending dominated the past half decade, dating back to the beginning of the economic collapse, but people are beginning to borrow and spend with confidence once again as financial conditions have improved mark... [More]

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Alternative lending is growing as a sector, due in large part to the accessibility that can be afforded to borrowers, as well as the increased flexibility of the overall process. Banks have traditionally had low approval rates for applicants, and when the Great Recession crippled the financial sector, the number of successful loan inquiries plummet... [More]

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Perhaps the most important practice in making sound business decisions in the contemporary economy is the cultivation and analysis of data. The term "big data" was coined in recent years, and is meant to serve as a reflection of the massive compilation of industry information that has become readily available - and consistently archived - by organi... [More]

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The Great Recession was brutal for the banking industry, and it caused a significant shakeup in lending strategies. Prior to the economic crash, banks were distributing capital at high rates, but the crisis forced them to close their checkbooks and establish new criteria for borrowers to meet. However, lending rates from traditional sources have re... [More]

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There is a wealth of borrowing options from which small businesses can choose, and the boom in cloud technology has allowed lending platforms to exist online. Virtualization can be beneficial for SMBs, particularly those are faced with a time-sensitive monetary requirement or are preoccupied with operational tasks and are not available to pursue a ... [More]

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