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When scammers participate in almost any industry, it can have adverse effects on the legitimate operators who are just trying to make a decent living in the sector. For example, think of the retail realm. If a massive cyberattack occurs at a formerly reliable, respectable corporation, consumers might become wary. After all, if the big guys can be l... [More]

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How do consumers learn about emerging services that could make their lives easier? They should consider where they get most of their news and recommendations - friends, family members, social media pages, review websites, commercials, celebrities and some other notable sources. Where finance is concerned, however, many people like to keep suggestio... [More]

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Despite the fact that these stereotypes are unwarranted, debt collection agents are often viewed as shady characters quick to harass or pull a scam on unwitting consumers. That couldn't be further from the truth, but these professionals tend to be vilified in the mainstream media, so many individuals get a negative impression. In fact, though it's ... [More]

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In many cases, it's human nature to complain about things we don't understand. Consider what happens when one's car breaks down - the driver is probably going to be angry and vent by calling the car "stupid" and "a piece of garbage," among other things. However, these complaints might be unfounded - what if the owner caused the malfunction by not t... [More]

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Although individuals with little insight into the collections industry might not know this, the abilities of debt collectors are extremely limited. These individuals are essentially bound by a strict code, the Fair Debt Collection Practices Act, as well as a number of other - perhaps lesser-known - laws and regional regulations. These texts determi... [More]

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