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Dealing with traditional lenders, like banks, can be a hassle due to the requirements, restrictions and timelines associated with securing a loan. Because of these drawbacks, many businesses and consumers seeking immediate funding have found the process of working with alternative lenders to be more amenable. Banks are being replaced by more favora... [More]

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Millions of Americans are deemed to have insufficient credit histories and thus don't have credit scores, but new alternative methods are making it possible to create these rankings, even with limited repayment backgrounds. Nontraditional strategies have emerged in recent years, reflecting the tendencies of millennials and enabling them to be more ... [More]

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Credit risk management is an important practice that lenders should partake in, as it can assist in eliminating potential issues before they even occur. However, the economic recession has taken its toll on creditors, leading to widespread changes within the sector and newfound lending challenges. Credit risk management practices have evolved in re... [More]

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Debt collectors are typically not very popular with their consumers. Historically, the industry as a whole has an undeserved reputation of being aggressive and off-putting. In response, agencies have recently started to prioritize customer service as a strategy to see higher rates of compliance. Creating a friendly, positive vibe can facilitate smo... [More]

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Reminder - "short term" and "long term" Don't forget to change the picture captionSmall business owners often find themselves in a position where they need immediate cash flow to fund a new venture, but they do not want to undertake large, long term loans from a bank or other lender. Fortunately for them, other options exist. Short term loans are f... [More]

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