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As electronic payments gain popularity, companies should focus more on customer experience

clock February 1, 2013 13:15 by author Missy Rogers
Online shopping is quickly became a preferred medium for consumers, with a recent comScore report revealing that internet spending achieved 16 percent year-over-year growth during the 2012 holiday season."The fact that so many retailers extended their promotions into the middle of the week - with guaranteed shipping by Christmas - helped deliver an... [More]

Online shopping aiding retailers, contrary to popular belief

clock February 1, 2013 10:45 by author Missy Rogers
Electronic payments have quickly become popular among American consumers, and in many ways, that has helped the retail industry. A recent IBM survey revealed that holiday retail sales grew nearly 5 percent in 2012 compared to the previous year, according to 24/7 Wall St., driven largely by a more than 14 percent year-over-year increase in online sa... [More]

Online pawn shops providing alternative financing for small businesses

clock February 1, 2013 09:30 by author Sean Albert
Securing short term lending is becoming easier again for small businesses, but banks still aren't handing out loans as readily as they did in the past. As a result, many companies are turning toward alternative financing options - and in some cases, that includes online pawn shops.Don Battis founded Pawntique, an online pawn shop based in Portsmout... [More]

New initiatives expected to spur small business lending

clock February 1, 2013 07:00 by author Missy Rogers
Small business lending fell substantially in September 2012, but the problem seems to have rectified itself since then - thanks in large part to some government initiatives.Nearly 300 banks throughout the United States have joined the Small Business Lending Fund (SBLF) program, according to a recent HartfordBusiness.com report. The initiative aims ... [More]

Small businesses leaning increasingly on alternative lending

clock January 24, 2013 07:00 by author Sean Albert
As traditional short term lenders begin stiffening up their policies, many small businesses gravitate toward alternative lending methods. If a recent Sunovis Financial report is accurate, this trend is expected to continue in 2013."We have seen a noticeable trend in four separate areas of small business lending that are quite promising for small bu... [More]

Return fraud becoming area of concern for retailers

clock January 23, 2013 09:30 by author Missy Rogers
Retailers may want to implement increased fraud prevention measures, particularly with regard to combating return scams.A recent survey by the National Retail Federation (NRF) revealed that return fraud will have an enormous impact on businesses."Return fraud comes in a variety of forms and continues to present challenges for retailers trying to gr... [More]

Valuations of e-commerce businesses difficult

clock December 12, 2012 09:30 by author Missy Rogers
Business valuations have never been an easy undertaking, and the recent economic turbulence has exacerbated the issue substantially. However, investors and buyers should consider using a firm that specializes in business valuations to ensure the most optimal and fair agreements when making deals.Bloomberg recently warned of the e-commerce startup i... [More]

Big data innovation, lending and recovery practices

clock December 3, 2012 08:15 by author Missy Rogers
Firms in all major sectors of the United States economy are increasingly looking into big data in order to best develop online strategies, assess risk management and address possible target markets. [More]