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Alternative lending will be key for British economy's revival

clock April 4, 2013 07:00 by author Simon Williams
The United Kingdom's small and medium-sized enterprise (SME) sector has suffered from a dilemma familiar to most Western countries during the recession: an extreme lack of available funding. Bank lending to SMEs has all but dried up, despite substantial government initiatives to improve the matter. As a result, Bank of England Governor Mervyn King ... [More]

UK bank lending failures leading to new measures being implemented

clock March 30, 2013 13:15 by author Simon Williams
The British government has been launching an array of initiatives that, if successful, will boost business lending. Most of these programs, including a recent investment of some £30 million to alternative short term lenders, have one main goal in mind: breathing life into the small and medium-sized enterprise (SME) sector."A lack of access t... [More]

Small business owner confidence growing in UK

clock March 29, 2013 12:00 by author Simon Williams
Small businesses in the United Kingdom are more confident than they've been in awhile, according to a recent study from the Federation of Small Businesses (FSB), and that's nothing but good news for the British economy. "Confidence is key to recovery and I am heartened to see that more small firms are planning to invest," said Andy Willox, the FSB'... [More]

Peer-to-Peer lending schemes gaining popularity in UK

clock March 27, 2013 10:45 by author Simon Williams
By now, small and medium-sized enterprise (SME) owners are aware that United Kingdom government initiatives to spark lending have largely been a failure. But the news isn't all bad - as bank lending has dried up, companies are being forced to look into different sources for funding, which has sparked the growth of alternative short term lending. Ca... [More]

UK government dishing out funding to alternative lenders

clock March 27, 2013 09:30 by author Simon Williams
The Bank of England's Funding for Lending Scheme (FLS) has been widely criticized in recent months, with experts and analysts declaring that it failed to spark small and medium-sized enterprise (SME) growth.Determined not to let the FLS initiative fail after investing £80 billion in the project, the government is increasingly looking toward o... [More]

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