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Small business lending activity has been a mixed bag this year, as companies across the country adapt their financial practices. Most likely a result of careful fiduciary policies that have been adapted in the wake of the Great Recession, businesses and lenders appear to be taking a much more conservative approach to extending and accepting debts.A... [More]

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American consumers are starting to spend more as the economy improves. This development is welcome news for short term lending companies and other financial institutions that could see a spike in business if consumers continue to spend and borrow. Gallup collects data relating to American's daily spending habits that does not include major purchase... [More]

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Consumer credit surged in May, shattering the predictions set out by industry experts. The latest report from the Federal Reserve indicated that outstanding credit levels jumped at an annual rate of 8.3 percent in May. The growth was led by revolving credit lines, which expanded by 9.3 percent. Nonrevolving credit jumped by 7.9 percentMarketWatch r... [More]

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Credit reports are an essential part of consumers' financial lives, as they are needed to qualify for most types of lending. Oftentimes, these reports contain errors, and the Consumer Financial Protection Bureau recently released information that said 21 percent of consumers said they had information on their reports that was erroneous. Additional... [More]

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Consumer credit lines increased in April at a steady rate. Data released by The Federal Reserve recently showed that overall credit spiked by 4.7 percent during April, a more significant increase than the 3.6 percent growth recorded in March.One of the positive developments for financial institutions was that revolving credit lines increased by $68... [More]

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