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Growth in consumer spending may be a welcome development for short term lending enterprises and other financial institutions that may be able to capitalize on Americans opening their wallets more.The Associated Press reported that the rate of consumer spending increased 0.5 percent in June, the most significant growth recorded in four months. In Ma... [More]

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Financial fraud is a major hindrance to business success in the United States. Not only can it be detrimental to consumers who have their identities stolen, compromising consumer credit reports, it can hurt the reputations of business and financial institutions as well. It's a significant problem that has been growing due to the proliferation of mo... [More]

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As economic conditions remain turbulent in the United States, enterprise decision makers have had to pay especially close attention to credit risk management. Consumer and corporate credit scores have fluctuated erratically throughout the years following the Great Recession, making it far more difficult to manage risk that in the years before the f... [More]

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State lawmakers in New York are considering banning the practice of selling consumer credit reports that are used in pre-employment screenings. The Legislative Gazette recently reported that a bill that would have placed limitations on the sale of such records to third parties failed to make it to the Senate floor before the most recent session exp... [More]

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Small business lending activity has been a mixed bag this year, as companies across the country adapt their financial practices. Most likely a result of careful fiduciary policies that have been adapted in the wake of the Great Recession, businesses and lenders appear to be taking a much more conservative approach to extending and accepting debts.A... [More]

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