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Increased borrowing, declining collection accounts good sign for lenders

clock November 20, 2013 09:30 by author Walt Wojciechowski
Short term lending outlets and other credit providers in the United States may be on the brink of a lucrative period. As more consumers in the U.S. start to gain a better financial footing in the wake of the Great Recession, borrowing trends are improving, which could be a good sign for lenders. According to insideARM, data recently released by the... [More]

2014 could be a record year for American lenders

clock November 14, 2013 12:00 by author Walt Wojciechowski
Short term lending outlets, traditional banks and other loan providers could see a bumper year in 2014. As the global economy rebounds, financial experts are continuing the adopt a more optimistic outlook regarding the financial future of the American consumer force and fiscal service sector. A number of factors have contributed to the rosy predict... [More]

Consumer credit report formula may change

clock October 27, 2013 08:15 by author Walt Wojciechowski
Consumer credit reports play a major factor in which individuals do and do not get approved for loans from lending outlets. Within these reports are notes about a person's financial and payment history, which is used to determine a three digit credit score. Those three simple digits are extremely important to consumers and lenders, as it highlight... [More]

Companies report rise in corporate fraud

clock October 26, 2013 10:45 by author Walt Wojciechowski
Risk management firm Kroll recently announced the release of its 2013 Global Fraud Report, which revealed that corporate fraud spiked in the past year. A stunning 70 percent of companies were hit by fraud in 2013, whereas that figure stood at 61 percent in 2012.Every subcategory of fraud reported on by Kroll - including corruption, theft of assets,... [More]

Credit report checks prove more widespread than consumers realize

clock October 26, 2013 08:15 by author Walt Wojciechowski
It's no secret that lenders check consumer credit reports before providing loans to borrowers, and employers often pull credit scores before making their top candidate a job offer. However, many consumers are unaware of the broad range of organizations that use this practice and the scenarios in which they implement it.In fact, it might come as a s... [More]

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