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Although the U.S. population has risen steadily over the past six years, the fact that employment rates have increased in conjunction with that statistic could mean that the economy is on a path toward recovery. Consumer credit card debt has also grown substantially, primarily to pay automotive expenses and costs related to receiving higher educati... [More]

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Though cognizance of personal consumer credit data is improving among United States residents, some organizations have asserted that there's more that federal, state and local authorities could be doing to educate young people. Ubiquitous ignorance of personal finance can cripple a national economy. The mistakes made by individuals add up, disallow... [More]

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Having grown up in a turbulent economic atmosphere, recent reports have shown that millennials are quite monetarily responsible - more so than preceding generations. However, their understanding of how consumer credit data is assembled leaves something to be desired. Though they tend to exercise caution before purchasing an item or making a signifi... [More]

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For credit unions, short term lenders, banks and other financial institutions, electronic processing has presented a whole new way of conducting business. Obtaining massive troves of credit data is no longer as challenging as it was during the days when checks were manually processed at a teller's window. Although digital transactions have made it ... [More]

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The now-infamous Heartbleed bug put Internet users at risk for identity theft, which can wreak havoc on their consumer credit data. Businesses that suspect they are impacted should implement measures to prevent data breaches. Codenomicon announced on April 7 that it had discovered a major vulnerability in OpenSSL software, which many companies use ... [More]

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