Welcome to the new and improved MicroBilt website

News & Resources

Subscribe RSS Feed

Alternative credit data: The key to understanding the credit invisible

Nov 23, 2016 Walt Wojciechowski

How do bill payment habits reveal delinquency?

The credit invisible are any individuals without data filed in nationwide credit reporting agencies. They may be immigrants whose foreign credit scores don't apply in the U.S., millennials wary of traditional credit products, or individuals who...


Read More

How to protect your business against EMV card fraud

Nov 16, 2016 Walt Wojciechowski

Magstripe are what

EMV cards are a step up from magnetic stripe cards. While the latter store static information that hackers could steal through skimming techniques, the former contains dynamic data that's difficult to duplicate.Despite the advantages associated with...


Read More

Beware of the rush of alternative credit solutions

Nov 11, 2016 Walt Wojciechowski

Quite a few startups are trying to figure out how to sort through alternative data.

Between millennials shunning traditional financing models and the number of underbanked individuals in the United States, it's clear to see why lenders are turning toward alternative credit data. "Collecting data from third-party providers introduces...


Read More

How alternative credit data can help you reach millennial customers

Nov 08, 2016 Walt Wojciechowski

For lenders, millennials present both an opportunity and challenge. The opportunity lies in the generation's growing buying power. The challenge involves identifying Generation Y​-ers who are financially responsible. How do you assess a...


Read More

Can audience segmentation enhance your credit risk management efforts?

Sep 21, 2016 Walt Wojciechowski

Understanding your customer involves knowing the risk they pose as well.

Professionals often regard audience segmentation as a resource for marketers alone, but credit risk management experts often find value in distinguishing customers' behaviors and values.If analysts identify audiences that are more likely to present...


Read More

Speak with a business solution consultant

We’re here to help you protect and grow your business. If you have questions or need help let us know.

Come meet

We love meeting people on the road
and are happy to answer questions
and demo products for you.

See Full Calendar