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Small business optimism index dips

Jan 11, 2011 Brian Bradley

The Small Business Optimism Index slipped for the month of December, following consecutive gains the previous two months, according to the new report from the National Federation of Independent Business. The index fell by 0.6 to 92.6, which


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Credit card usage declines in November

Jan 11, 2011 Brian Bradley

Consumers continued to make wiser credit decisions during November by decreasing the amount borrowed using credit cards, The Wall Street Journal reports. Driven by high unemployment and diminishing home values, consumers cut their credit card


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Massachusetts passes new law enhancing debt collection protections

Jan 11, 2011 Kyle Duncan

Massachusetts passes new law enhancing debt collection protections

Massachusetts governor Deval Patrick signed new regulations on Saturday that will make it tougher for debt collectors to seize personal and financial assets from individuals, the Boston Globe reports.Old allowances permitted individuals to


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There are options for auto customers with bad credit

Jan 10, 2011 Brian Bradley

There are options for auto customers with bad credit

It appears that auto lenders have loosened their requirements when it comes to credit decisions.More customers with bad credit received auto loans in 2010 compared the year before, according to the website Prime Rate. The loan share for consumers


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Payday lenders bail on states after initiatives pass

Jan 10, 2011 Todd Milner

Montana is now nearly a payday loan-free zone. After the state's voters passed an initiative in November that capped interest rates at 36 percent, nontraditional loan sources have been leaving in droves.Many lenders left the state immediately


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