Mar 02, 2017 Philip Burgess
Alternative credit data can be a dependable resource for lending professionals, but how does such information impact the IT department?
Feb 27, 2017 Walt Wojciechowski
Application programming interfaces enable software to interact with other systems to support complex functions. How do consumer lenders use this technology?
Feb 16, 2017 Dave King
Succeeding in today's consumer lending industry entails building an infrastructure designed to support digital products and services. CMOs and CFOs must collaborate with their technically minded colleagues to determine how the latest technologies can enable new services.
Feb 09, 2017 Walt Wojciechowski
There are about 26 million credit invisible consumers throughout the U.S., according to a report from the Consumer Financial Protection Bureau. While these individuals represent an untapped market, engaging them in the lending process is difficult because loan officers, underwriters and others have no traditional credit data to reference in the approval process.
Jan 30, 2017 Walt Wojciechowski
The 2008 recession put financial institutions under the microscope. Consumers are quick to judge FIs for both real and perceived transgressions, and organizations such as the Consumer Financial Protection Bureau aren't afraid to pursue companies accused of violating fair lending laws.
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