News & Resources

Comptroller advises banks to expand their horizons with small-dollar loans

Jun 07, 2018 Philip Burgess

Representatives within the federal government say it's time for banks to get back into small-dollar lending mode.

Why rising rents in 2018 may not be problematic

Feb 20, 2018 Philip Burgess

Due to dwindling supply, 2018 could bring further increases in rent prices, a potential issue for the unbanked whom rely on regular rent payments to shore up their alternative credit reports.

ACH for lenders, what it is and how to use it

Aug 23, 2016 Allen Taylor

A Look at the Automated Clearing House for Lenders Alternative lenders do not have to be relegated to a dark corner of the financial industry just because of the connotations associated with the word “alternative.” Rather, lenders

Understanding the consequences of the new CFPB payday lending rules

Jul 08, 2016 Philip Burgess

Early in June, the Consumer Financial Protection Bureau announced new proposals regarding short-term, high-interest loans, also known as "payday" loans. Now that some time has passed, it's worth surveying the scene to determine what impact

Short term lenders provide funding to underserved demographics

Jul 15, 2015 Quinn Thomas

For the most part, people with insufficient or poor credit histories are often not granted access to loans due to apprehension on the part of the lender. But people in this demographic tend to need immediate funding to help them through unexpected