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How does alternative credit data fit into Fintech 2.0?

Dec 30, 2016 Sean Albert

How does alternative credit data fit into Fintech 2.0?

Peer-to-peer lending, automated investing and new forms of retail banking defined Fintech 1.0. The movement expanded consumer choice, but it did not dismantle and rebuild the financial services industry. However, that's just what Fintech 2.0


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Secured Lending

Sep 28, 2016 George Popescu

Secured Lending

While a sturdy job market is giving a sense of security and optimism to American employees, it is not the sole reason for the increase in borrowing. The stagnation in wages; fall in gas prices and the considerable increase in home equity loans,


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Alternative Data: Who has it? Who wants it?

Sep 21, 2016 Lauren Twardy

Alternative Data: Who has it? Who wants it?

In a recent article, LendingTimes.com looked at differences between alternative data and traditional credit reports in regards to online lending. Now, we intend to further explore the uses of alternative data by examining two sectors of the


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The Age of Regulation Technology : 2002-Present

Sep 20, 2016 Lauren Twardy

The Age of Regulation Technology : 2002-Present

As recently as fifteen years ago banks and other financial companies had very little reason to designate a manager, let alone a whole department to regulatory compliance. To prepare for our event on August 25th in San Francisco we are exploring


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ACH for lenders, what it is and how to use it

Aug 23, 2016 Allen Taylor

ACH for lenders, what it is and how to use it

A Look at the Automated Clearing House for Lenders Alternative lenders do not have to be relegated to a dark corner of the financial industry just because of the connotations associated with the word “alternative.” Rather, lenders


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