| Get TOTAL RISK assessment with the most ADVANCED merging
workhorse available. With MicroMerge, consumer credit
reports can be merged at any point in your
workflow. Merging consumer credit reports from multiple
sources builds the most comprehensive report available.
Subscriber codes are required for this bureau.
What are subscriber codes? | Don't have subscriber codes?
When should I request a MicroMerge report?
A MicroMerge report is essential when a thorough picture of an individual's entire credit history is needed. It is ideal when trying to eliminate multiple inquires. There are three consumer credit bureaus in North America. In most cases, credit is only reported to one of these bureaus. Requesting a MicroMerge consumer credit report will insure you have a complete picture of an individual’s credit standing.
How do I request this Consumer credit report?
- Select MicroMerge as the bureau
- Select Credit Profile Report as the
product
- Select bureaus to merge
What sources are searched?
- Equifax's Consumer Credit Database
- Experian's Consumer Credit Database
- Trans Union's Consumer Credit Database
What information is returned?
- Name
- Address
- Social
- Employment
- Merged Trade Lines
- Bureau-Specific Trade
Lines
- Public Records
- Score Cards
- Score Average
- Collections
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- Credit Summary
- Open Accounts
- Closed Accounts
- Derogatory Trade
Lines
- Late Dates
- Payment Patterns
- Account Detail
- Subscriber Codes
- Fraud Checks
- Bureau-Specific Messages
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Can I pull a single report and then MicroMerge additional reports as needed?
Yes, you can request a single consumer credit report and then MicroMerge additional consumer credit reports at a later time. If unnecessary, additional inquiries to the bureau can be prevented -- reducing cost and time.
Is it possible to subtract reports from the MicroMerge?
Yes, you can add or subtract at any point in your workflow.
How do I see the actual data from each report?
In addition to viewing the merged consumer credit report, you can also click on revisions to see the individual reports supplied by the bureau.
How does this compare to other merge products?
MicroMerge is the only product that allows on-screen probing of tradelines. Expanding tradelines on screen will give you detailed data from each report to make better decisions.
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