Bank, Finance and Leasing: Credit Union: Check an Applicant’s Credit and References | Bank, Finance and Leasing: Community Bank: Check a Vendor’s Background | Bank, Finance and Leasing: Credit Union: Check a Person's Background | Bank, Finance and Leasing: Credit Union: Protect My Business from Fraud | Bank, Finance and Leasing: Credit Union: Report to the Credit Bureaus | Bank, Finance and Leasing: Credit Union: Verify Members Identity | Consumer Credit Reports | Collections | Judgment Recovery | Legal: Debt Buyer: Check a Person's Bankruptcy History | Collections | Judgment Recovery | Legal: Debt Buyer: Check a Person's Background | Collections | Judgment Recovery | Legal: Debt Buyer: Locate a Debtor's Hidden Assets | Collections | Judgment Recovery | Legal: Debt Buyer: Access Skip Tracing Data and Tools | Collections | Judgment Recovery | Legal: Divorce Attorney: Check a Customer's Credit | Collections | Judgment Recovery | Legal: Divorce Attorney: Find Debtors for Your Asset Recovery Business | Collections | Judgment Recovery | Legal: Divorce Attorney: MicroBilt Smart Metro 2 Program | Collections | Judgment Recovery | Legal: Divorce Attorney: Access Skip Tracing Data and Tools | Background & Tenant Screening: Employment Screening Agency: Provide Background Screening-Standard | Background & Tenant Screening: Employment Screening Agency: Provide Provide Background Screening-Employees | Bank, Finance and Leasing: Equipment Leasing Company: Automate a Customer's Credit Approval | Bank, Finance and Leasing: Equipment Leasing Company: Check Employment History | Bank, Finance and Leasing: Equipment Leasing Company: Increase Sales and Profits | Bank, Finance and Leasing: Equipment Leasing Company: Locate Delinquent Customers | Bank, Finance and Leasing: Equipment Leasing Company: Protect My Business from Fraud | Bank, Finance and Leasing: Equipment Leasing Company: Report to the Credit Bureaus | Bank, Finance and Leasing: Equipment Leasing Company: Simple Red Flags Compliance | Bank, Finance and Leasing: Equipment Leasing Company: Verify Customers Identity | Collections | Judgment Recovery | Legal: Estate Attorney: Check a Customer's Credit | Collections | Judgment Recovery | Legal: Estate Attorney: Locate a Debtor's Hidden Assets | Collections | Judgment Recovery | Legal: Estate Attorney: Uncover your Debtor's Business Holdings | Collections | Judgment Recovery | Legal: Estate Attorney: Find Debtors for Your Asset Recovery Business | Find a Debtor/Person's Assets | Find a Person's Place of Employment | Furniture: Check a Person's Background | Furniture: Simple Red Flags Compliance | Furniture: Verify Identity and Address | Information on Business and Principals | Instant Bank Verification | Jewelry: Check a Business Customer's/Supplier's Background | Jewelry: Check Person's Background | Jewelry: Collection Letters and Bureau Reporting | Jewelry: Increase my Sales and Profits

Increase the Sales and Profits of your Retail Jewelry Business by Serving a Significant and Growing Segment of Underserved Creditworthy Customers

MicroBilt's PRBC Consumer Report and other alternative data and credit scores offer to your retail jewelry business the opportunity to tap into this huge market of creditworthy customers. When you pull a credit report through MicroBilt.com and it comes back with a thin file, no trade lines or a no hit – you can now supplement your information with a PRBC Consumer Report or other non-traditional report.

To conduct a quick but thorough credit check on a customer at your jewelry store , we recommend:

PRBC Report with FICO® Expansion® Score

Approximately 50 million Americans have little or no credit history on file with the Experian, Equifax and TransUnion credit bureaus, yet they earn a steady income and meet regular payment obligations of rent, utilities, and recurring bills. These creditworthy individuals are often denied for credit offerings due to their 'thin' credit history and this offers your retail jewelry business a significant population of new customers. MicroBilt's PRBC Report with FICO Expansion Score offers your business the opportunity to tap into a huge market of creditworthy customers by allowing you to use alternative data to make nontraditional credit decisions with minimal risk.

FICO Expansion Score

The FICO Expansion score is a new credit risk score from Fair Isaac designed specifically to help lenders extend credit to consumers in new markets. Because it is based on non-traditional credit data, it can effectively predict risk for the growing number of U.S. consumers that fail to receive a traditional FICO score due to non-existent or "thin" credit histories. Because it uses alternative data sources, the FICO Expansion score helps retail jewelry stores confidently extend credit to costumers that are typically excluded from the traditional credit-granting process due to insufficient credit histories.

Consumer Credit Reports

Consumer data is essential for your jewelry store to operate and you need a comprehensive, secure source for your mission critical information. Consumer credit data is a core building block in making credit, leasing, collection and hiring decisions. MicroBilt is your single source for credit reports from Equifax, Experian and TransUnion, as well as PRBC. Business reports are available from Dun & Bradstreet, Experian Business, Equifax Business and PayNet.