Merchant Services

Smarter credit originations and risk management.

A complete suite of data products for merchant services businesses.

For merchant services companies looking for smarter more efficient ways to manage credit checks and finance originations MicroBilt offers a series of data products designed to help grow your revenue while minimizing your risk exposure.

Fast, easy, and cost-effective.

MicroBilt customers can access all of our products through a single portal from any internet-connected computer. This puts incredible data and automated decisioning tools conveniently at your fingertips. Use MicroBilt products to help you:

Make better credit decisions

Verify a customer’s identity, learn their credit history, and even get a credit score on individuals who might otherwise return a ‘no hit’ or thin file during a credit check.

Decision Table

Completely customizable, Decision Table allows you to automate your decisioning process according to your own risk tolerance level.

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Participate in the Alternative Credit Market

Over 100 million people return “not hit” or thin files when traditional credit reports are run. With PRBC, you can evaluate these customers and get a predictive credit score based on their financial behaviors.

PRBC Consumer Report

Provides a score based on predictive alternative credit data.

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PRBC Credit Builder

Complete consumer lending platform powered by the industry’s most comprehensive alternative credit database.

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PRBC iPredict

A complete customizable tool that uses PRBC alternative credit data to automate loan origination decisioning.

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Detect fraud before it happens

Get a glimpse into a consumer’s past financial deals, uncover any prior history of fraudulent activity and flag potential fraud risks before they impact your business.

ID Verify

Cross-references multiple data sources to confirm an identity and appends a fraudulence risk score automatically.

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Mobile Device Verify

Confirm the account information and location of any mobile phone - smart of feature - in the United States.

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ID Authenticate

Easily integrated into call-centers and website, ID authenticate confirms identity through questions only the individual would know the answers to.

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Watchlist Search

Searches for an individual on the Federal OFAC watchlist as required by the Federal Patriot Act.

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Traditional Credit Reporting
MicroBilt is a convenient, single-source provider for consumer credit reports from Equifax, Experian and TransUnion.

Come meet

We love meeting people on the road
and are happy to answer questions
and demo products for you.

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