Welcome to the new and improved Microbilt website

Finance Companies

A comprehensive credit solution from origination to collection.

Mark smarter loan decisions, protect yourself from fraud and collect when you have to.

MicroBilt delivers a complete suite of data products that support the entire finance process, from loan originations and background checks to fraud detection, collections and regulatory compliance.

Fast, easy, and cost-effective.

Access all of MicroBilt’s products through a single convenient online portal. With any internet-enabled computer you can have incredibly powerful data and decisioning tools instantly at your fingertips.

All of our products are built on MicroBilt’s powerful combination of public, private and proprietary data. Use them to help you:

Make better credit decisions

Verify a customer’s identity, learn their credit history, and even get a credit score on individuals who might otherwise return a ‘no hit’ or thin file during a credit check.

Decision Table

Completely customizable, Decision Table allows you to automate your decisioning process according to your own risk tolerance level.

Learn More
Participate in the Alternative Credit Market

Over 100 million people return “not hit” or thin files when traditional credit reports are run. With PRBC, you can evaluate these customers and get a predictive credit score based on their financial behaviors.

PRBC Consumer Report

Provides a FICO-like score based on predictive alternative data credit.

Learn More
PRBC iPredict

A complete customizable tool that uses PRBC alternative credit data to automate loan origination decisioning.

Learn More
Detect fraud before it happens

Get a glimpse into a consumer’s past financial deals, uncover any prior history of fraudulent activity and flag potential fraud risks before they impact your business.

ID Verify

Cross-references multiple data sources to confirm an identity and appends a fraudulence risk score automatically.

Learn More
Watchlist Search

Searches for an individual on the Federal OFAC watchlist as required by the Federal Patriot Act.

Learn More
ID Authenticate

Easily integrated into call-centers and website, ID authenticate confirms identity through questions only the individual would know the answers to.

Learn More
Make administration easier

Take the hassle out of regulatory requirements like adverse action letters and keep your staff compliant with FCRA training programs from MicroBilt.

Adverse action notification

Automatically creates and sends adverse action emails for you.

Learn More
Traditional Credit Reporting
MicroBilt is a convenient, single-source provider for consumer credit reports from Equifax, Experian and TransUnion.
Supported Businesses

MicroBilt’s suite of motor vehicle sales tools is designed to meet the needs of the following businesses:

Buy here, pay here dealers

New car dealers

Used car dealers

Motorcycle dealers

Boar dealer / rentals

Fleet sales

Recreational vehicles

Truck dealers

Auto repairs and parts

Auto distributor

Towing and storage

Transportation

Car rentals

Other

Come meet

We love meeting people on the road
and are happy to answer questions
and demo products for you.

See Full Calendar