Bank, Finance and Leasing: Credit Union: Check an Applicant’s Credit and References | Bank, Finance and Leasing: Community Bank: Check a Vendor’s Background | Bank, Finance and Leasing: Credit Union: Check a Person's Background | Bank, Finance and Leasing: Credit Union: Protect My Business from Fraud | Bank, Finance and Leasing: Credit Union: Report to the Credit Bureaus | Bank, Finance and Leasing: Credit Union: Verify Members Identity | Consumer Credit Reports | Collections | Judgment Recovery | Legal: Debt Buyer: Check a Person's Bankruptcy History | Collections | Judgment Recovery | Legal: Debt Buyer: Check a Person's Background | Collections | Judgment Recovery | Legal: Debt Buyer: Locate a Debtor's Hidden Assets | Collections | Judgment Recovery | Legal: Debt Buyer: Access Skip Tracing Data and Tools | Collections | Judgment Recovery | Legal: Divorce Attorney: Check a Customer's Credit | Collections | Judgment Recovery | Legal: Divorce Attorney: Find Debtors for Your Asset Recovery Business | Collections | Judgment Recovery | Legal: Divorce Attorney: MicroBilt Smart Metro 2 Program | Collections | Judgment Recovery | Legal: Divorce Attorney: Access Skip Tracing Data and Tools | Background & Tenant Screening: Employment Screening Agency: Provide Background Screening-Standard | Background & Tenant Screening: Employment Screening Agency: Provide Provide Background Screening-Employees | Bank, Finance and Leasing: Equipment Leasing Company: Automate a Customer's Credit Approval | Bank, Finance and Leasing: Equipment Leasing Company: Check Employment History | Bank, Finance and Leasing: Equipment Leasing Company: Increase Sales and Profits

Increase your Equipment leasing company’s Sales and Profits by Serving a Significant and Growing Segment of Underserved Creditworthy Customers

MicroBilt's PRBC Consumer Report and other alternative data and credit scores offer your equipment leasing company the opportunity to tap into this huge market of creditworthy customers. When you pull a credit report through MicroBilt.com and it comes back with a thin file, no trade lines or a no hit – you can now supplement your information with a PRBC Consumer Report or other non-traditional report.

To conduct a quick but thorough credit check on a customer at your equipment leasing company, we recommend:

PRBC Report with FICO® Expansion® Score

Approximately 50 million Americans have little or no credit history on file with the Experian, Equifax and TransUnion credit bureaus, yet they earn a steady income and meet regular payment obligations of rent, utilities, and recurring bills. These creditworthy individuals are often denied for credit offerings due to their 'thin' credit history and this offers your business a significant population of new customers. MicroBilt's alternative data reports and services aim to bridge the gap between consumers seeking credit and lenders seeking to qualify them.

FICO Expansion Score

The FICO Expansion score is a new credit risk score from Fair Isaac designed specifically to help lenders extend credit to consumers in new markets. Because it is based on non-traditional credit data, it can effectively predict risk for the growing number of U.S. consumers that fail to receive a traditional FICO score due to non-existent or "thin" credit histories. Because it uses alternative data sources, the FICO Expansion score helps lenders confidently extend credit to consumers that are typically excluded from the traditional credit-granting process due to insufficient credit histories.

Consumer Credit Reports

Consumer data is essential for your equipment leasing company to operate and you need a comprehensive, secure source for your mission critical information. Consumer credit data is a core building block in making credit, leasing, collection and hiring decisions. MicroBilt is your single source for credit reports from Equifax, Experian and TransUnion, as well as PRBC. Business reports are available from Dun & Bradstreet, Experian Business, Equifax Business and PayNet.