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Equifax Consumer Credit Reports  

EQUIFAX is one of three consumer credit bureaus that complete consumer credit reports.  ACCESS Equifax's 200 million credit-active consumer files to MAKE accurate risk assessments of potential customers, employees, or tenants in real-time.  Social traces can also be requested with Equifax DTEC.

Subscriber codes are required for this bureau.
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  24-Month Payment History
View payment history of applicants for 24 months.

  Beacon
Predict the likelihood that a new or existing account will become delinquent within 24 months after scoring.

  Consumer Referral Location
Receive the bureau address in addition to a consumer credit report.

  Credit Profile Report
Is the most common and standard type of consumer credit report accessed. Contains information from credit grantors, courts, and collection agencies regarding the historical loans by the consumer.
Support for US and Canada

  DTEC
Using just a Social Security number, DTEC searches the nationwide Equifax database of consumer files returning any matching individuals
Support for US and Canada

  EDAS
EDAS, Enhanced Delinquency Alert System, predicts the likelihood of a consumer going bankrupt or becoming seriously delinquent within 12 months.

  Finders
Provides the skip-locate impact of a full consumer credit report by searching Equifax's nationwide database.
Support for US and Canada

  Fraud Advisor
Identify, rank order and translate risk potential while verifying consumer ID.

  GEO CODE
Access geographical information in addition to a Credit Profile report.

  ID Report
Search for skipped acounts, former employees and beneficiaries without a social.
Support for US and Canada

  OFAC
Screen applicants against the The Office of Foreign Assets Control (OFAC) database for trade sanctions against target foreign countries, terrorism sponsoring organizations, and international narcotics traffickers.

  OnLine Directory
Decode inquirers, trades and collection customers automatically.

  Persona
Provides demographic and financial information that can be used by employers to aid in the hiring process or verification of employment for screening purposes.

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Equifax Consumer Credit Report
Experian Consumer Credit Report
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FICO Expansion Score Cards
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Experian Business Credit Reports
D&B Business Credit Reports
Equifax Business Credit Reports
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End User Agreement | Legal Notice | Privacy Policy | Laws & Notices | Addendums | About Security | ComplyTraq | Employee Entrance
Consumer credit reports must be used for permissible purposes only. Unauthorized access is a crime and may result in federal prosecution.
Customers are required to retain supporting documentation for each transaction.

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