Bank, Finance and Leasing: Credit Union: Check an Applicant’s Credit and References | Bank, Finance and Leasing: Community Bank: Check a Vendor’s Background | Bank, Finance and Leasing: Credit Union: Check a Person's Background | Bank, Finance and Leasing: Credit Union: Protect My Business from Fraud | Bank, Finance and Leasing: Credit Union: Report to the Credit Bureaus

Report Your Member Accounts to the Credit Bureaus with the MicroBilt Smart Metro 2 Program

Trade-line data reporting to various credit repositories can be so time-consuming that many businesses either report to only one bureau or they are unable to do so in a timely manner. It can also be risky if various individuals have to physically handle sensitive account data in order to complete the process.

With Smart Metro 2, member account information can be reported directly and securely to the credit bureaus and data repositories through our streamlined processing and reporting services directly through your account with MicroBilt.

To report your member transactions to the credit bureaus we recommend for your Credit Union:

Smart Metro 2

This service offers your Credit Union the ability to report trade-line information to the major consumer and commercial credit bureaus and other data repositories using the industry-standard reporting format, Metro 2.

SmartTarget

SmartTarget is part of an intelligent suite of collection and reporting services optimized for the unique needs and challenges of your Credit Union business. SmartTarget combines the ability to locate and communicate with debtors together with the reporting of delinquencies.

This product:

• Verifies the debtor's current address
• Generates tailored demand letters
• Confirms delivery by the U.S. Postal Service
• Reports the debt to the consumer credit bureaus and commercial data repositories