Find delinquent members and their assets quickly with access to the best search tools and data at MicroBilt for Your Credit Union
MicroBilt's top priority is providing the best search data for locating your business's delinquent members and their assets.
To conduct a quick but thorough search for your Credit Union's delinquent member, we recommend:
With MicroBilt's selection of advanced People Search products, you can locate individuals, get name, age, date of birth, Social Security number, current address, current phone number, previous addresses, AKA's and date of death. MicroBilt's advanced People Search products check millions of public records like phone bills, electric bills, co-signers on leases and loans, etc. in order to help you find an individual and inform you of their personal history. The report contains credit bureau header files as well as over 200 telephone databases including 411 and the major telephone RBOC.
This report searches multiple credit bureau header files and returns information such as aliases, date of birth, phone number, address, previous address, and spouse.
Social Searches instantly match and retrieve the latest member identifying information reported on the input Social Security number. The Social Search products from Experian, TransUnion and Equifax give you the data you need to reach hard-to-find individuals who may have changed their names or moved without a forwarding address.
MicroBilt's selection of phone and address searches should be your primary search for finding an individual's current phone number and address. Our top priority is providing the best reverse search data for locating an individual's address, phone and other associated data. From confirming a valid phone or address to returning what information is associated with an individual, MicroBilt's selection of phone and address databases is unmatched.
This report contains data obtained directly from state DMV databases and other government agencies. Use this product for your Credit Union to check for address updates around the individual's birthday. This is when most tags and driver's licenses are up for renewal. This method provides the most up-to-date address available.
The Bank & Debtor Locator can be used as a complement to Skip Tracing reports to track down current address information, as well as contact information for current grantors, so you quickly locate assets and take action. A custom MicroBilt report, the Bank & Debtor Locator integrates information from national databases for an invaluable collection tool. Source data includes member account opening and bank inquiry histories, bank and creditor contact information, employment information and trade line detail.
Property Search allows you to search for real estate in an individual's name or perform a reverse property search to find the owner or seller of an address. Property Search gives your Credit Union the information you need to determine the value of the property owned by an individual when collecting unpaid debt. Property Search can also identify third parties that may be able to assist in your skip tracing efforts.
The Trace Detail Report intensifies your skip tracing searches. The Trace Detail Report can verify the individual's address and will lead you to associates, neighbors and relatives to complete your collection efforts. When you only find traces of the individual, the Trace Detail report helps fill in the gaps. This report provides an in-depth trace on the individual or address. This offers a great advantage when having difficulty locating an individual.
The address listed on a driver's license is usually updated when a license expires. MicroBilt’s Driver's License Search can quickly search multiple DMV databases to connect a Debtor with a current address.