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You might also find the following useful for your Credit Union:

EVICTIONS SEARCH

Our Evictions Search is a great underwriting tool for your business. If an individual fails to make payments on their home, is he/she a good risk for financing the purchase of appliances?

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RED SHIELD

The Red Shield solution is a streamlined, low cost Red Flags verification process that analyzes the likelihood of identity fraud instantaneously.

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WATCHLIST – OFAC SEARCH

A federal government mandate, this report checks to see if a customer is any way connected with terrorist organization.

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Bank, Finance and Leasing: Credit Union: Automate a Customer's Credit Approval

Automate a Member's Loan Approval for Faster and Better Loan Decisions for Your Credit Union

MicroBilt can automate your loan approval process and eliminate faxing and paperwork burdens. MicroBilt's customizable automated loan approval services let you set and update your own lending criteria assuring compliance with all loan applications.

To conduct an automated loan approval on a member at your Credit Union, we recommend:

Automated Decisioning

As decision criteria rapidly evolve in a changing market, a cohesive process is required to quickly implement changes in decisioning logic, credit policy, and business rules while maintaining the integrity of established performance standards.

PRBC Report with FICO® Expansion® Score

Approximately 50 million Americans have little or no credit history on file with the Experian, Equifax and TransUnion credit bureaus, yet they earn a steady income and meet regular payment obligations of rent, utilities, and recurring bills. These creditworthy individuals are often denied for credit offerings due to their 'thin' credit history and this offers your Credit Union a significant population of new members. MicroBilt's alternative data reports and services aim to bridge the gap between consumers seeking credit and Credit Uniones seeking to qualify them.

Verifications and Fraud Protection

MicroBilt offers your Credit Union the leading identity verification products and services and cutting edge authentication products that will minimize the risk for your Credit Union. As part of each application, MicroBilt provides a complementary suite of verification tools; MicroBilt applications auto populate and verify address, phone, validate social security number and check the death master file.

 
 
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