 |
|
The Fair Isaac Score Card Evaluation Tool provides you with the opportunity to offer your customer with a copy of their score range with explanations as well as suggestions to help improve their finances, which in turn should improve their credit score. This product can run after the original credit report is requested and the original credit data is utilized to generate this report. This report is ideal for applicants who were denied credit as a tool to determine how they can improve their score or when credit is approved as a value added service for assistance with improving their credit score.
Sign-up for automated Letter Generation and take advantage of the Letter Declination service while utilizing the FICO Score Evaluation Tool. |
|
|
|
Through our interface with ChoicePoint Corporation, Rapsheets Criminal Records, a provider of online criminal records searches can be accessed through CreditCommander.com. Rapsheets' products complement ChoicePoint's National Criminal File and provide a comprehensive database the area of criminal records retrieval. Rapsheets Criminal Records spans almost every state in the U.S. and includes searches at the county, state and regional and national level. The Rapsheets database delivers instant results of criminal data to assist in background screenings. |
|
|
 |
Announcing Verify Express |
|
|
Enable clients to verify, in real-time, information provided by a consumer at any customer touch point – web, telephone, Point of Sale, or any other contact. Verify Express takes an input name, address and phone number and compares it instantaneously to TARGUSinfo’s database of over 200 million residential and business listings. Targus has over 60 million unique records not available on other phone lookup databases. They also have exclusive information updated monthly from multiple sources that is not found through common directories.
This product can also be used to fill-in information that was either missing from the consumer record or was entered incorrectly. On existing customer files, it can be used to verify and update name, address and telephone number information. |
|
|
|
| with More Application Verification Tools |
|
|
Eliminate data entry, fraud and erroneous applications with CreditCommander.com’s new Application Verification tools. These real-time products may be used directly from the application to automatically populate applications, verify applicant information or screen for fraud.
Features:
- Use the Lookup Bar to display a top toolbar on the application for quick searches or to eliminate data entry and complete the application with any 10-digit phone number.
- Turn on “Auto-Request” to automate the process and have information, e.g., social, zip code, automatically populated or verified as you tab through the application.
- All information is stored in a log which can be viewed directly from the application or report.
Products include:
| Phone Lookup |
| This powerful product allows you to lookup any telephone number and automatically complete or verify any section on application entry with name, address, city, state and zip. SAMPLE |
| Zip Code Lookup (free) |
| Complete city and state with only a zip code. SAMPLE |
| SSN Validation (free) |
| Automatically validate social security numbers to prevent fraud. SAMPLE |
| Death Master File (free) |
| Automatically check for deceased applicants to prevent ID theft. Used by leading financial and credit firms as well as government agencies to match records and prevent identity fraud. By methodically running applications against the Death Master File, you are better able to identify and prevent identity fraud. The Death Master File (DMF) from the Social Security Administration (SSA) contains over 65 million records of deaths that have been reported to SSA. SAMPLE |
To turn these features on, go to access code setup, scroll down to “Application Verification” and select the option that best fits your business.
|
|
EARN EXTRA POINTS
Participate in our weekly training for administrators and earn 5,000 reward points which will be
deposited in your CreditCommander.com Rewards account.
|
|
|
|
RouteOne Integrates with CreditCommander.com |
|
|
RouteOne LLC, the web-based credit application management system launched by DaimlerChrysler Financial Services, Ford Motor Credit Company, General Motors Acceptance Corporation, and Toyota Financial Services, has integrated with CreditCommander.com.
Integration between RouteOne and MicroBilt will provide dealer’s access to CreditCommander.com for running credit reports through CreditCommander.com, and pass the customer information to the RouteOne system to initiate the process.
An integral part of CreditCommander.com is its Driver’s License Scan product that captures driver’s license data on-site and is ideal for initiating the credit process at a dealership while reducing identity fraud. This information is automatically populated into the Route One application system. The picture of the driver’s license is permanently embedded into the credit report, along with any additional reports pulled on the applicant. Parameters can also be set to run bankruptcy and OFAC reports, as well as other industry relevant reports available through CreditCommander.com.
About RouteOne
RouteOne enables dealers and their finance sources, including captives and independent lenders, to manage the credit application and consumer financing process online, all from a single desktop. With RouteOne, dealers and finance sources are better positioned to manage the complexities of their business. Currently, RouteOne offers 21,500 dealerships nationwide access to more than 50 finance sources. |
|
|
|
The Secretary of State (SOS) search provides state-specific information such as corporate registration information, affiliated individuals, relationship to the business, names and addresses. Possible uses include background investigation, skip tracing and litigation research. |
|
|
|
Authenticate Applicant Information Instantly |
|
|
Once you collect information from the applicant including the applicant's phone number, the TARGUSinfo database retrieves the information associated with the phone number permitting you to verify the information provided on by the applicant with the information contained in the database. Description codes include Standard Telephone, Individual, Business, Mobile, Maritime, 800 Service, 900 Service, Broadband, and whether Shared between standard telephone and cellular are provided by Targus.
This product can also be used to auto-populate an application in seconds by simply typing in any phone number for an individual or business. |
|
|
|
Equifax gives you access to the most comprehensive national Commercial database in Canada. The database includes reports on over 2 million businesses in Canada. These files can contain comprehensive information on banking, trade data, returned checks, courthouse items, third-party collections and much more to help you make better risk decisions, protect you from bad debt losses and help establish the credibility of companies you want to do business with. |
|
|
|
Google Toolbar, Auto-Fill and More! |
|
|
The following enhancements were also added in this release:
Google Toolbar & Auto-Fill
CreditCommander.com has been updated to code around the auto-fill bug in Google’s Toolbar. You may have experienced errors when saving applications in the past with this option and toolbar active. This is no longer an issue. If you are still experiencing errors, please contact support immediately.
Other Enhancements:
- All Mozilla and Camino compatibility issues have been addressed. Please contact support if you are still experiencing issues with one of these browsers.
- Auto Social Search now ranks matches and also searches on last name and first name.
- New recommended products section for Experian Business customers. This new section will roll up on the screen to suggest additional products that may provide additional information.
- To meet current laws in Vermont, customers will be required to accept a consumer consent popup before requesting Equifax products.
- OFAC Patriot Act Search now supports businesses
- Bankruptcies, Liens and Judgments Search now supports businesses
- Users can now inquiry-drive Trans Union keywords from Access Code setup.
- Applications can now be defaulted to individual or joint in Access Code setup.
- Driver’s License Scan now supports Windows 2000
|
|
|
remind.gif)
