 |
 |
| MicroBilt Announces
Launch of Fair Isaac’s Score Card
Evaluation Tool |
|
|
|
The Fair Isaac Score Card Evaluation Tool provides
you with the opportunity to offer your customer
with a copy of their score range with explanations
as well as suggestions to help improve their
score. This product can be run after the
original credit report was requested and
the original credit data is utilized to
generate this report. This report is ideal
for applicants who were denied credit as
a tool to determine how they can improve
their score or when credit is approved
as a value added service for assistance
with improving their credit score.
Key Features
of the Score Card
Evaluation Tool Include:
- FICO
ScoreRange - Estimate of the range the consumer's
actual FICO score will likely fall within.
- Four
Estimated Reason Statements (negative
reason codes) – with an explanation
of the estimated top four FICO score
improvement areas.
What is
your FICO Score Range?
The
FICO Score Range is an estimate based on your
credit data from the credit
bureau, and indicates that your actual 3-digit
FICO score will likely fall within this range.
What are Reason
Statements?
Along with your FICO ScoreRange
are up to four reason statements indicating
those areas which may have the greatest
impact on your credit score.
|
|
|
|
| Equifax Canada Business
Database |
|
|
Equifax
gives you access to the most comprehensive
national Commercial database in Canada. The
database includes reports on over 2 million
businesses in Canada. These files can contain
comprehensive information on banking, trade
data, returned cheques, courthouse items,
third-party collections and much more to
help you make better risk decisions, protect
you from bad debt losses and help establish
the credibility of companies you want to
do business with.
|
|
|
|
| Rapsheets Criminal Database |
|
|
Now
available through our interface with ChoicePoint
Corporation, Rapsheets Criminal Records,
a provider of online criminal records searches.
Rapsheets' products complement ChoicePoint's
National Criminal File and provide a comprehensive
database the area of criminal records
retrieval. Rapsheets Criminal Records spans
almost every state in the U.S. and includes
searches at the county, state and regional
and national level. The Rapsheets database
delivers instant results of criminal data
to assist in background screenings.
|
|
|
|
| Secretary of State Search |
|
|
The Secretary of
State (SOS) search provides state-specific
information such as corporate registration
information, affiliated individuals, relationship
to the business, names and addresses. Possible
uses include background investigation, skip
tracing and litigation research.
|
|
|
|
| Business Support for Bankruptcies,
Liens, Judgment and OFAC Searches |
|
|
Previously
only available on consumers, now you
can run a search on a business and research
bankruptcies, liens and judgments. Also,
perform critical OFAC search to clear a
businesses name from a government watch
list of potential terrorists and businesses
at large.
|
|
For
more information about any of our products or support, please
call us at 1-800-884-2733 |
|
|
|
| New Real-Time
Technology Offers Name and Address Verifier
and Phone Search |
|
|
With the availability of the TARGUSinfo's
Database, MicroBilt’s System Integration
Tool Kit is now your best source for accessing
telephone number based information on over
200 million residential and business listings.
To help in the decision-making process,
TARGUSinfo's Database links virtually every
phone number, name and address in North
America with additional relevant information
such as demographics, phone type, phone
location, purchase propensity scores, verification
confidence scores, and risk assessment
factors.
Verify
Express enables clients
to verify, in real-time, information provided
by a consumer at any customer touch point – web,
telephone, Point of Sale, or any other
contact. This product can also be used
to fill-in information that was either
missing from the consumer record or was
entered incorrectly. On existing customer
files, it can be used to verify and update
name, address and telephone number information.
Verify
Express takes an input name, address and
phone number and compares it instantaneously
to TARGUSinfo’s database of over
200 million residential and business listings.
The product returns several types of information:
- Input
data quality scores starts by standardizing
the input address and returning a set
of codes that detail the components of the
address that were corrected to meet USPS
delivery standards.
- Match
quality scores allows
users to determine not only if customer-supplied
data is accurate, but where it may not be, and why. These scores can be of
great value in indicating the possibility
of fraud, as well as in updating and correcting
legitimate customer information.
- Enhanced
information can
return name, address, and phone information
on any record where the input data is incomplete
or the user desires an update. It can return other valuable data such as
phone type and connect status.
Name and Address Report
Authenticate
applicant information instantly using the System’s
Integration Tool Kit. Once you collect information from the applicant including
the applicant's phone number, the TARGUSinfo database retrieves the information
associated with the phone number permitting you to verify the information
provided on by the applicant with the information
contained in the database. Description codes
include Standard Telephone, Individual, Business,
Mobile, Maritime, 800 Service, 900 Service,
Broadband, and whether Shared between standard
telephone and cellular are provided by Targus.
This
product can also be used to auto-populate
an application in seconds by simply typing in
any phone number for an individual or business.
|
|
|
|
Trucking Credit Score Report
D&B's
Trucking Credit Score provides the information
you need to make faster, better determinations
on whether to accept, set terms, or reject an account.
The
D&B Trucking Credit Score helps you predict
the likelihood of a firm paying its trucking
service providers more than 90 days past terms
over the next 12 months. With this information,
you can confidently:
- Determine which of your potential
accounts are most likely to cause payment
and collection problems down the road
- Set
appropriate terms that are in line with
the level of risk each applicant poses
- Process a
high volume of applications consistently
and at a low cost
UCC Filings (Packet
54)
What
is a UCC? A UCC (Uniform Commercial Code) is
a notification system of a transaction between
a secured party (Lender/Lessor) and debtor
(Borrower/Lessee). The secured collateral is
entered on a UCC form and provides notice to
subsequent interested parties. UCC Filing's are
used in various Dun & Bradstreet
business information products. Customers
review these reports for profitable decision
and evaluating asset security.
Trade – Paydex
Case (Packet 71)
Determines how quickly
a company is likely to pay its bills in the
future by reviewing its payment patterns with
other vendors in the past, as reported to D&B. Payment performance
is outlined relative to aging, dollar amounts,
and industry groupings. Specific information
includes the D&B PAYDEX® Score which
is D&B's unique dollar-weighted numerical
indicator of how a firm paid its bills over the past year, based on
trade experiences reported to D&B by various
vendors. The D&B PAYDEX Score ranges from
1 to 100, with higher scores indicating better payment performance.
|
|
|
.gif)
