Welcome to the new and improved Microbilt website

Bank Verification

Will the check clear? Is the account information accurate? Know for sure.

Bank verification is a critical part of risk assessment. Understanding a prospects banking status and history can you understand their propensity for managing credit.

Bank verification can also play a role in identifying the assets and tracing the location of customers whose accounts may be delinquent.

MicroBilt’s bank verification products fall into two categories.

Bank Account Verification & Aggregation
Instant Bank Verification

Reduce the time needed for loan decisioning. Instant Bank Verification provides transactional data from over 15,000 financial institutions worldwide.

Learn More
Bank Account Holder Risk
Bank Account Verify

Bank Account Verify helps lenders reduce underwriting risk by leveraging a consumer’s reported banking history to more precisely identify qualified borrowers and better predict loan payment default.

Learn More
MICRMatch™

Verify a consumers banking information by pairing it with ABA numbers. Used to flag fraudulent activity.

Learn More
Bank Account Prescreen
MicroBilt’s bank account prescreening products make it easy to verify someone’s banking information before you conduct transactions. And predictive analytics mean you can do business with confidence that you know who you’re dealing with and can assess their ability to pay.
ABA Search

A cross-institutional view of a consumer banking activity.

Learn More
Risk Verification Database Basic

Risk Verification Database (rVd) Basic looks at historical data on a bank account to predict if an electronic check or ACH debit will process without returning.

Learn More
Risk Verification Database Plus

Risk Verification Database (rVd) Plus combines the historical power of MicroBilt’s Risk Verification Database with multiple banking, retail, and billing sources to predict the current status of the bank account.

Learn More
OFAC Watchlist Add-On Enhancement

Easily added to Risk Verification Database Basic or Plus, the OFAC Watchlist Add-On Enhancement is a simple and efficient means of comparing the name of any consumer initiating a transaction to the OFAC prohibited list, thereby keeping your business compliance with federal requirements.

Learn More

Supported Businesses

MicroBilt’s bank verification products are used across industries for loan origination, risk assessments, fraud detection and debt collection.

Get a solution customized to your needs

Have one of our business service consultants contact you.

Speak with a business solution consultant

We’re here to help you protect and grow your business. If you have questions or need help let us know.

PRBC

PRBCnow you can

Life’s Free Alternative Credit Score.

Use the bills you pay to establish the credit score you need.

Read More