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Check vs. ACH; Yes, there is a huge difference for the Fraudsters

clock April 11, 2012 15:43 by author Dave King
Are your check verification procedures robust enough to keep the fraudsters at bay? Online fraud is becoming a serious epidemic worldwide, and so far, it just keeps getting worse. In the last couple years, hacking attacks have quickly moved towards targeting personal consumer information, specifically for the purpose of enabling fraud. In fact, acc... [More]

When is a Check Not a Check?

clock April 4, 2012 08:58 by author Dave King
When it is taken electronically or more commonly known, as a “customer-not-present” transaction. There are very few tools to manage risk for such transactions. At least in a face to face transaction the check acceptor has the option of real-time electronic verification and asking for some form of ID to verify the check writer owns the c... [More]

The Customer Not Present ACH Risk

clock February 2, 2012 10:37 by author Dave King
If you run a business that processes electronic payments, one of your biggest concerns is the threat of fraud. Because of the “blind” nature of Internet transactions, any online payment is potentially a Customer Not Present situation, and you have no way to know whether the customer has authorized the transaction or not. In these situat... [More]

WEB ACH vs ACH Card Transactions: Which has the greater risk?

clock January 4, 2012 11:25 by author Dave King
If your business involves any online sales or payments, one of the most important decisions you have to make is how to handle your financial transactions. One common question is whether web-based credit card transactions or web ACH payments are more secure and shield your company from more liability. In brief, web cards are generally a safer choice... [More]

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