Archive

Why Opponents Do Not Support Limiting the Size of Banks. by Walt Wojciechowski
For the past week or so we’ve been discussing the proposal for limiting the size of financial institutions... Read moreReasons to Support Limiting the Size of Banks by Brian Bradley
In last week's blog, Financial Institutions Too Big To Fail, I discussed limiting the size of banks and the proposed Brown-Kaufman amendment... Read moreComplying with the New Risk Based Pricing Regulations by Brian Bradley
Risk-based pricing refers to the practice of using a consumer's credit report, which reflects the risk of default, in setting or adjusting the price and other terms of credit offered or extended to a particular consumer... Read moreFinancial Institutions Too Big to Fail by Brian Bradley
The economic crisis has exposed the imperfections of the financial system and the need for regulatory reform... Read morePreventing Security Deposit Disputes by Matt Roesly
The majority of conflicts between residential landlords and tenants usually revolve around the return or use of the rental security deposit... Read moreDo Not Wait Until It Is Too Late by Matt Roesly
The process of running a background check is a very important element in hiring... Read moreFTC Red Flag Rules Explained by Brian Bradley
A lot of people have heard about the Red Flag Rules and know that businesses need to make changes to comply with them, but understanding the process is imperative for an organization or company to efficiently implement those rules. The Federa... Read moreWays To Improve Business Credit Scores by Brian Bradley
If you own a business and want to be approved for a loan, a credit line, a lease agreement, or any other financial transaction, it’s very important to have a strong business credit history to rely on... Read moreSomething Other Than Credit Reports by Brian Bradley
Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt... Read moreThe Top 5 Little White Lies of Resume Fraud by Brian Bradley
Back in late July I discussed the importance of doing adequate background checks on job applicants in order to protect your company from résumé fraud and the possible repercussions of a bad hire... Read moreThe Importance of a Strong Risk Management Plan by Matt Roesly
Former President John F... Read moreA Retrospect on Cash for Clunkers Program by Matt Roesly
It’s been a year since the Cash for Clunkers program (which ran in July and August 2009) helped to jumpstart car sales amid the recession... Read moreWhat is a Debit Card Advance? by Matt Roesly
Some folks in the banking industry have criticized payday loans calling them predatory and their interest rates excessive... Read morePayday Loan Companies Continue To Grow Through Pawn Shop Expansion by Brian Bradley
Cash America International announced Monday that it agreed to buy a 39-store pawn shop chain that operates in Washington state and Arizona... Read moreOnline Payday Lending - What is the Difference by Matt Vitko
These days, the Internet makes nearly everything faster, easier, and more convenient including your payday loan... Read moreBuying Old Debts by Kyle Duncan
In recent years, some aggressive debt buyers – investors that buy multimillion-dollar debt portfolios that have been charged off by credit-card companies and other lenders for cents on the dollar with a plan to collect enough debts to turn ... Read moreIdentifying Resume Fraud with Adequate Background Checks by Brian Bradley
Background checks are a must in today's business climate... Read moreTips for a Successful Authentication Program by Brian Bradley
Developing a reliable and effective authentication program will help an organization reduce instances of identity theft and prevent unauthorized access to personal data... Read morePresident Obama signs Dodd-Frank Act by Matt Vitko
The Dodd-Frank Wall Street Reform and Consumer Protection Act has been signed by President Obama and represents a major overhaul of U.S... Read moreThe Underbanked Market by Matt Vitko
A couple of weeks ago I reviewed definitions of the terms "underserved", "underbanked" and the "unbanked"... Read moreApartment Marketing - Free Rent Specials by Matt Roesly
As SmartDep™ Security Deposit Replacement continues to add new property managers and owners, we are learning about different marketing specials that help landlords to increase the occupancy of their rental unit portfolio... Read moreFICO Scores are Declining by Walt Wojciechowski
This week there have been reports that credit scores of millions of Americans have been sinking to new lows... Read moreCredit Reports as a Background Screening Tool by Brian Bradley
It is important for an employer to be prudent in the screening of prospective, as well as current, employees... Read moreThe Unbanked, The Underbanked and The Underserved by Matt Vitko
With the new financial reforms pending in Washington and the potential effects of that legislation on short term lending and other alternative financial services, there is a lot of discussion about the "underserved", "underbanked" and the "unbanked"... Read moreHow to Protect Yourself from Unruly Tenants by Matt Roesly
Being a landlord can be rewarding and bring you financial benefits, but you should be aware of another side of managing a rental property... Read moreU.S. Lawmakers Reach Accord on New Consumer Protection Law by Walt Wojciechowski
The Wall Street Reform and Consumer Protection Act is expected to have enough support to become law... Read moreProperty Management and the Pitfalls of Security Deposits by Matt Roesly
Investing in a residential rental property can be profitable if they avoid the common pitfalls... Read more