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Automate a Customer's Loan Approval for Faster and Better Loan Decisions for Your Bank

MicroBilt can automate your loan approval process and eliminate faxing and paperwork burdens. MicroBilt's customizable automated loan approval services let you set and update your own lending criteria assuring compliance with all loan applications.

To conduct an automated loan approval on a customer at your bank, we recommend:

Automated Decisioning

As decision criteria rapidly evolve in a changing market, a cohesive process is required to quickly implement changes in decisioning logic, credit policy, and business rules while maintaining the integrity of established performance standards.

PRBC Report with FICO® Expansion® Score

Approximately 50 million Americans have little or no credit history on file with the Experian, Equifax and TransUnion credit bureaus, yet they earn a steady income and meet regular payment obligations of rent, utilities, and recurring bills. These creditworthy individuals are often denied for credit offerings due to their 'thin' credit history and this offers your bank a significant population of new customers. MicroBilt's alternative data reports and services aim to bridge the gap between consumers seeking credit and banks seeking to qualify them.

Verifications and Fraud Protection

MicroBilt offers your bank the leading identity verification products and services and cutting edge authentication products that will minimize the risk for your bank. As part of each application, MicroBilt provides a complementary suite of verification tools; MicroBilt applications auto populate and verify address, phone, validate social security number and check the death master file.