Bank Account and Check History Reports

Bank Account and Check History are national databases containing consumer checking and debit account history.

ChexSystems

ChexSystems provides data related to how a consumer has handled deposit accounts at banking institutions, and it provides financial institutions with a history of closed-for-cause accounts and inquires. Eighty percent of all commercial banks and credit unions in the United States use ChexSystems as a step in the consumer checking or savings account application process. This product requires subscriber codes.

Banking Header Report

This report provides header information. You should use this product as a primary or secondary search to skip tracing. With on-file data from the entire banking industry, this product can provide contact information where other products have failed. This is the second most popular search for those in the collection industry.

Banking Detail Report

The Banking Detail Report provides a more complete historical financial picture of an individual with a credit bureau header. This product is great for sub-prime markets or augmenting credit data.