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Automate a Customer's Loan Approval for Faster and Better Loan Decisions
MicroBilt can automate your loan approval process and eliminate faxing and paperwork burdens. MicroBilt's customizable automated loan approval services let you set and update your own lending criteria assuring compliance with all loan applications.
To conduct an automated loan approval on a customer at your business, we recommend:
As decision criteria rapidly evolve in a changing market, a cohesive process is required to quickly implement changes in decisioning logic, credit policy, and business rules while maintaining the integrity of established performance standards.
Approximately 50 million Americans have little or no credit history on file with the Experian, Equifax and TransUnion credit bureaus, yet they earn a steady income and meet regular payment obligations of rent, utilities, and recurring bills. These creditworthy individuals are often denied for credit offerings due to their 'thin' credit history and this offers your business a significant population of new customers. MicroBilt's alternative data reports and services aim to bridge the gap between consumers seeking credit and lenders seeking to qualify them.
MicroBilt offers the leading identity verification products and services and cutting edge authentication products that will minimize your risk. As part of each application, MicroBilt provides a complementary suite of verification tools; MicroBilt applications auto populate and verify address, phone, validate social security number and check the death master file.
RouteOne Export
The integration between RouteOne and MicroBilt.com allows fields on the RouteOne credit application to be populated with information obtained electronically from MicroBilt.com. Dealers can avoid duplicate data entry by entering the deal in MicroBilt and electronically sending it to RouteOne for credit decisioning.