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You might also find the following useful for your retail appliance store:

REPORTING TO BUREAUS

Fast, accurate reporting of trade-line data facilitates collections as delinquencies are registered in a timely manner and customers are alerted in real time about late fees and collection practices.

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WATCHLIST – OFAC SEARCH

A federal government mandate, this report checks to see if a customer is any way connected with terrorist organization.

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PRBC CONSUMER REPORT

PRBC Consumer Report with FICO Expansion Score allows you to use alternative data to make nontraditional credit decisions with minimal risk.

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Appliance: Locate Delinquent Customers

Find for your Retail Appliance Business’s delinquent customers and their assets quickly with access to the best search tools and data at MicroBilt

MicroBilt's top priority is providing the best search data for locating your retail appliance business's delinquent customers and their assets.

To conduct a quick but thorough search for your retail appliance business's delinquent customer, we recommend:

Enhanced People Search

With MicroBilt's selection of advanced People Search products, you can locate individuals, get name, age, date of birth, Social Security number, current address, current phone number, previous addresses, AKA's and date of death. MicroBilt's advanced People Search products check millions of public records like phone bills, electric bills, co-signers on leases and loans, etc. in order to help you find an individual and inform you of their personal history. The report contains credit bureau header files as well as over 200 telephone databases including 411 and the major telephone RBOC.

Phone and Address Searches

MicroBilt's selection of phone and address searches should be your primary search for finding an individual's current phone number and address. Our top priority is providing for your retail appliance business the best reverse search data for locating an individual's address, phone and other associated data. From confirming a valid phone or address to returning what information is associated with an individual, MicroBilt's selection of phone and address databases is unmatched.

Motor Vehicle Report

This report contains data obtained directly from state DMV databases and other government agencies. Use this product to check for address updates around the individual's birthday. This is when most tags and driver's licenses are up for renewal. This method provides the most up-to-date address available.

Bank and Debtor Locator Report

The Bank & Debtor Locator can be used as a complement to Skip Tracing reports to track down current address information, as well as contact information for current grantors, so you quickly locate assets and take action. A custom MicroBilt report, the Bank & Debtor Locator integrates information from national databases for an invaluable collection tool for you retail appliance business. Source data includes consumer account opening and bank inquiry histories, bank and creditor contact information, employment information and trade line detail.

Property Search

Property Search allows you to search for real estate in an individual's name or perform a reverse property search to find the owner or seller of an address. Property Search gives you the information you need to determine the value of the property owned by an individual when collecting unpaid debt. Property Search can also identify third parties that may be able to assist in your skip tracing efforts.

Trace Detail

The Trace Detail Report intensifies your skip tracing searches. The Trace Detail Report can verify the individual's address and will lead you to associates, neighbors and relatives to complete your collection efforts. When you only find traces of the individual, the Trace Detail report helps fill in the gaps. This report provides an in-depth trace on the individual or address. This offers a great advantage when having difficulty locating an individual.

Driver's License Search

The address listed on a driver's license is usually updated when a license expires. MicroBilt’s Driver's License Search can quickly search multiple DMV databases to connect a Debtor with a current address.

 
 
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