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You might also find the following useful for your retail appliance business:

EVICTIONS SEARCH

Our Evictions Search is a great underwriting tool for your business. If an individual fails to make payments on their home, is he/she a good risk for financing the purchase of appliances?

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RED SHIELD

The Red Shield solution is a streamlined, low cost Red Flags verification process that analyzes the likelihood of identity fraud instantaneously.

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WATCHLIST – OFAC SEARCH

A federal government mandate, this report checks to see if a customer is any way connected with terrorist organization.

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Appliance: Automate a Customer's Credit Approval

Automate a Customer's Credit Approval for Faster and Better Decisions for Your Retail Appliance Store

MicroBilt can automate your credit approval process and eliminate faxing and paperwork burdens. MicroBilt's customizable automated credit approval services let you set and update your own lending criteria assuring compliance with all credit applications.

To conduct an automated credit approval on a customer at your retail appliance business, we recommend:

Automated Decisioning

As decision criteria rapidly evolve in a changing market, a cohesive process is required to quickly implement changes in decisioning logic, credit policy, and business rules while maintaining the integrity of your retail appliance store’s established performance standards.

PRBC Report with FICO® Expansion® Score

Approximately 50 million Americans have little or no credit history on file with the Experian, Equifax and TransUnion credit bureaus, yet they earn a steady income and meet regular payment obligations of rent, utilities, and recurring bills. These creditworthy individuals are often denied for credit offerings due to their 'thin' credit history and this offers your retail appliance store a significant population of new customers. MicroBilt's PRBC Report with FICO Expansion Score offers your appliance store the opportunity to tap into a huge market of creditworthy customers by allowing you to use alternative data to make nontraditional credit decisions with minimal risk.

Verifications and Fraud Protection

MicroBilt offers the leading identity verification products and services and cutting edge authentication products that will minimize the risk on your retail appliance business. As part of each application, MicroBilt provides a complementary suite of verification tools. MicroBilt applications auto populate and verify address, phone, validate social security number and check the death master file.

 
 
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