MicroBilt Becomes ISO/MSP – Inks Deal with TRANSFIRST

DALLAS — May 19, 2005 — Dallas-based TRANSFIRST, a leading provider of transaction processing services and payment enabling technologies, has signed an agreement with MicroBilt, a leading provider of decision critical data, to provide ACH and card processing services. MicroBilt, who has been serving business customers with credit bureau reporting access since 1978 will enter the acquiring industry as an ISO/MSP under the name of MB Merchant Services and begin marketing card acceptance to its 30,000+ customers as part of the agreement.

MicroBilt will initially begin setting up merchants who are resellers of their flagship product creditcommander.microbilt.com and who use the customized billing module. Additionally, MicroBilt will offer merchant card services through a virtual terminal from their Web sites and market the TRANSFIRST suite of products and services through all its sales channels including an Agent Bank Referral program given to their market share of banks and credit unions.

MicroBilt selected TRANSFIRST based on its product portfolio and experience within the electronic payments industry. "We believe TRANSFIRST has the products and expertise in the payment industry to help us deliver payment processing that meets the unique needs of MicroBilt customers," states Ken Hill, president of MicroBilt.

"This relationship opens the door for us to deliver our comprehensive suite of transaction processing products and services to MicroBilt’s growing customer base," said Bruce Froendt, president of TRANSFIRST’s ePayment Services division. "By aligning our services and technologies with MicroBilt’s existing product offerings, we are able to provide their customers with additional opportunities to gain a competitive edge and increase their market share."

About MicroBilt
MicroBilt, a division of Bristol Investments, Ltd., is the leader in credit bureau data access and retrieval, providing credit, collection and data sources. MicroBilt is certified through and provides interfaces with the three consumer bureaus, Equifax (NYSE: EFX), Experian (London Stock Exchange: GUS) and Trans Union and the two commercial bureaus, D&B and Experian Business as well as eFunds Corporation (NYSE: EFD) and Choicepoint (NYSE: CPS). This data access is available via the Internet at creditcommander.microbilt.com, a systems integration tool kit, dedicated terminals and dial-up software. The company also enables web sites to enhance their content offerings by delivering a CreditCommander.com private label site to their established online communities. Private company information along with knowledge-based analytical tools and information services is available through Integra Information, a division of MicroBilt. MicroBilt maintains offices in Georgia and New Jersey. For more information, go to www.MicroBilt.com or call 1-800-884-4747.

About TRANSFIRST
A premier provider of transaction processing services and payment enabling technologies, TRANSFIRST offers a first-rate suite of products and services and customized processing programs uniquely tailored for the special business needs of financial institutions, independent sales organizations and agents and its referral and reseller partners. Through its in-depth industry knowledge, partnership strategy and innovative solutions, TRANSFIRST provides a specialized approach to transaction processing for healthcare providers, public entities, online and other non-traditional merchants, as well as brick and mortar retailers. Founded in 1995, TRANSFIRST is a market leader in strategic mergers and acquisitions, which has allowed the company to gain significant market share and world-class expertise in growing and profitable industry segments. Built on a platform of personal service, customer commitment and flexible pricing, TRANSFIRST is headquartered in Dallas, Texas, and has operations facilities in Louisville, Colo., Omaha, Neb., Kansas City, Kan., Newport Beach, Calif., Milwaukee, Wis. and Langhorne, Penn. TRANSFIRST was recapitalized in 2000 by GTCR Golder Rauner LLC, a leading private equity investment firm. Company wide, TRANSFIRST currently processes approximately $20 billion in annual sales volume for more than 160,000 merchants and more than 760 financial institutions. TRANSFIRST can be reached at 1-888-541-9800 or at www.TRANSFIRST.com.