FICO® Expansion® Score Now Exclusively Licensed to MicroBilt On October 5th, FICO announced that MicroBilt will be the exclusive licensee of the FICO Expansion Score, the FICO score which allows lenders to assess the credit risk of an estimated 50-70 million U.S. consumers who have either no traditional credit history or “thin” credit bureau files. The FICO Expansion Score has the same 300-850® score range as the traditional FICO score and can be used to complement the traditional score. Offered as a standalone score or with MicroBilt’s PRBC Report, MicroBilt is now your single source provider of alternative credit services for serving the unbanked and underserved US consumers and businesses. Enhanced FCRA Training With Bonus Red Flags Add-on MicroBilt is releasing its enhanced ComplyTraq FCRA Training. This year’s FCRA Training has been enhanced with a number of new features, including multiple choice questions and an automated completion certificate. Limited Time Offer For those customers that complete their FCRA training before December 31, 2009, MicroBilt is offering a complementary Red Flags Training. The Red Flags Training module is designed to provide customers training for the Red Flags Rule compliance. The Red Flags Rule goes into effect on November 1, 2009. MicroBilt Featured in Forbes MicroBilt was featured in the Forbes.com article “Must-Try Marketing Maneuvers, Better yet, they won't break the bank.” Check out the Article Here Enhanced Evictions Coming in November MicroBilt’s Eviction data has been enhanced with advanced matching capabilities to provide the most precise eviction report available on the market. Look for our new enhanced Evictions Report in November. Integra Historical Data You Wanted It, You Got It Responding to popular demand from our valuation professional customers, MicroBilt’s Integra Information will be introducing historical benchmarking data starting November 2009. I Love Local Commercials Nominate your Business Today MicroBilt has launched its "Rhett & Link I Love Local Commercials Series". The ILLC Series builds on the excitement and success of YouTube commercials introduced earlier this year featuring Red House Furniture, TDM Auto Sales and Bobby Denning, all MicroBilt customers. Those commercials have been viewed over 2.5 million times on YouTube and have been featured in national news stories on CNN, NPR, The New York Times and TMZ. The first new commercial of the ILLC series, Ray’s Midbell Music was released on Oct. 5th and has had over 200,000 views in the first week. Nominate your business for a free Rhett & Link Commercial Today. Red Flags Deadline November 1, 2009 The FACTA Red Flags Rule goes into effect November 1, 2009. MicroBilt offers a comprehensive Red Flags solution for business – MicroBilt Red Shield, Red Flags Training and our popular Red Flags Hotline. MicroBilt Red Shield protects businesses with guaranteed results. MicroBilt Red Shield gives a definitive "Pass" or "Fail" simultaneously with the consumer's credit report. If the results are wrong, MicroBilt: Guarantees businesses up to $25,000 in loan losses. Provides affected consumers with $25,000 of ID Theft coverage & credit restoration services.